OTM — Ontapmoney | Loan Against Property Specialists

Free Tools

Know your numbers
before you apply

Instant estimates — no sign-up, no commitment, no paperwork.

How much can your
property unlock?

Enter your property value to instantly estimate your Loan Against Property eligibility.

Property Value

₹

Monthly Income

₹

/ mo

Existing Monthly Obligations

₹

/ mo

Total of all current EMIs, credit card dues etc.

Eligible Loan Amount

—

"Mushkil hai, namumkin nahi." 💛

Based on current numbers, standard eligibility is tight — but we've helped many clients in similar situations. Reach out, let's talk.

Max Eligible EMI

—

Property-Based Limit

—

Interest Rate (approx.)

9.5% p.a.

Assumptions

• LTV fixed at 55% of property value
• Tenure fixed at 20 years
• Interest rate at 9.5% p.a.

Indicative figures only. Actual eligibility subject to lender assessment, credit profile & documentation.

What are your EMIs
really costing you?

Enter your current loans and see how much you could save every month by consolidating with a Loan Against Property.

Your Current EMI

Total Monthly EMIall loans combined

₹

Total Principal Outstanding

Principal Outstandingacross all loans

₹

📛 What You Pay Now

Total Monthly EMIs—

Est. Interest Component—

✅ After LAP Consolidation

New Monthly EMI—

Interest Rate~9.5% p.a.

Tenure20 years

💰 Monthly Savings

—

back in your pocket every month

Annual Savings —

Assumptions

• LAP interest rate at 9.5% p.a.
• LAP tenure fixed at 20 years
• Est. interest component = 40% of current EMIs

Indicative figures only. Actual savings depend on outstanding balances, lender rates & profile.

Why Ontapmoney

We work for you,
not the bank

Our team brings deep NBFC expertise across credit, technical assessment, and legal — that knowledge now works in your favour.

🔒

Zero Upfront Cost

Exploring your LAP options with us is completely free — no hidden charges, ever.

✅

We Work For You

As an empanelled channel partner with 20+ banks & NBFCs, we find the best LAP deal for your profile — honestly.

🏗️

Credit, Technical & Legal Expertise

Our team has hands-on NBFC experience in credit underwriting, property technical assessment, and legal title verification — so your file is built right the first time.

⏱️

One Call. Full Clarity.

Know your LAP eligibility — loan amount, interest rate & tenure — in a single conversation. No commitment needed.

🏠

Residential LAP

Flats, independent houses, and plots. Whether self-occupied or rental, we assess your residential property and match you with the right lender for maximum eligibility.

🏪

Commercial LAP

Shops, offices, showrooms, and market properties. We know exactly which lenders accept commercial collateral and how to structure your file for fast approval.

Let's get your
money flowing.

Whether you're exploring LAP for the first time or have a specific requirement — reach out. We'll give you a straight, honest assessment within 24 hours.

Chat with us instantly

@ontapmoney